“I’ll get around to rolling over my 401k … next week.”
“Eventually I’ll switch to a cheaper insurance plan.”
“I really should move my portfolio into lower-fee funds.”
“Yeah, yeah, I know I should create an estate plan. I’ll do it later.”
We know how to improve our financial lives. We know what steps we ought to take. I’m betting that everyone reading this can name at least one action, big or small, that you could take to improve your net worth.
But we don’t follow through.